Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...

A Simplified Employee Pension IRA (SEP IRA) is a traditional IRA for self-employed people and small-business owners. Many, or all, of the products featured on this page are from our advertising ...

Eric Whiteside is the creator of the Capitalist Fool blog. He has 40+ years of experience in trading, investing, and finance. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor ...

A Simplified Employee Pension (SEP) IRA is a retirement plan that business owners and self-employed persons can establish. Employers can contribute 25% of an employee's annual compensation to a SEP ...

Explore the process and implications of rolling over a SEP IRA to a Roth. Understand the advantages and pitfalls, and compare ...

The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save for retirement, and they’ll be able to contribute even more in 2025 than in 2024. The SEP ...

The SEP and Keogh retirement plans are two options open to small business owners who wish to establish a retirement program. Both offer tax deductions on contributions and deferred tax of earnings on ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

SEP IRAs allow high contribution limits: up to $70,000 in 2025 or 25% of net income. Contributions to SEP IRAs are tax-deferred until withdrawal; penalties apply before age 59½. Employers must equally ...

Cost and administrative complexity are two of the most frequently cited reasons small businesses give for not offering a retirement plan. But the Simplified Employee Pension (or SEP) IRA and the ...